Credentials and Qualifications

Elizabeth Clement, Director of Elizabeth Clement & Associates, LLC, is a full time appraiser and consultant of art and antiques for Insurance/Damage Loss, IRS Charitable Contribution/Estate, Market Value, Divorce and Liquidation purposes.  Ms. Clement has contributed to the book Life is Short, Art is Long – Maximizing Estate Planning Strategies for Collectors of Art, Antiques, and Collectibles, published in January of 2007.


Professional Designations

Accredited member of the American Society of Appraisers (ASA)

Certified National Uniform Standards of Professional Appraisal Practice (USPAP) Appraiser



Northeastern University

Regis College

New York University

B.S. Business Administration

2 years of course work in the History of Art

Certificate in Appraisal Studies


Business Experience

Appraisal Reports prepared for Insurance, Damage and Loss Claims, Sale, Collateralized Loans, Equitable Distribution, Donations subject to IRS requirements, Bankruptcy, Investments, Estate and Gift Tax Returns, Probate of Estates for State and IRS requirements

National Fine Arts Risk Manager: New York, NY, and Warren, NJ Chubb Group of Insurance Companies

Vice President, Fine Art Specialist, and New York Regional Office Sales Manager: Personal Lines Insurance Brokerage, Inc


American Society of Appraisers


Board member and President of the ASA

Boston Chapter

Personal Property Chair

Executive Committee for Public Relations



Second Vice President

First Vice President













Delegate for the ASA Boston Chapter at the National Appraisal Conferences

Through present 2010

Washington, D.C. 2011

San Diego, CA

August 2002

Tampa, FL

July 2003

Austin, TX

August, 2005 to present



Lecturer: The American Society of Appraisers, International Conference, (Topics have included: Fine Art Collectibles and Risk Management, among others)

Instructor: New York University, Appraisal Studies Certificate Program in the Fine and Decorative Arts

Various Locations


New York, NY


  • Collections Management for Collectors, Appraisers and Collections Managers
  • Marketing Techniques for the Appraiser
  • Insurance
  • Risk Management for Private Collections
  • Business Valuation for Art Appraisers and the Arts Industry
  • Modern Prints
  • Introduction to Appraising Luxury Interiors
  • Case Studies in Damage and Loss

Speaker and Panelist:  The American Association of Appraisers, National Conference

Panel Member and Speaker: The American Association of Museums National Conference (Risk Management for Public Large to Mid-Size Institutions)

Producer: Video for Chubb Group of Insurance Companies (The Art of Protection, Fine Arts Conservation)

Instructor: American Society of Appraisers (What is Happening in Personal Property Appraising/Fine Arts)

Panel Member: The Miami Antiques Show

Panel Member: The Palm Beach Classic

Speaker: The Essex County Community Foundation (Art, Antiques & Charitable Planning: Appraising and Identifying your Fine Art Collectibles)

Featured Appraiser: The National Jewish Federation, ‘Appraisal Day’ (Art and Charitable Giving)

Speaker: The Essex County Community Foundation  (Art, Antiques & Charitable Planning)

Panel Member: The Winter Fine Arts Show

Speaker:  Institute of Contemporary Art

Panel Member and Speaker: ASA Personal Property Appraisal Caucus (The Personal Property Appraiser: Do you know your Insurance Contracts? and  The Personal Property Appraiser: Settling the Damage/Loss Claim)

Instructor: ASA (Insurance Appraisal Elements Critical for you Appraisal Report to Hold Up to Claims Scrutiny: Don’t Make These Errors)

Speaker: Family Office Fine Art Evaluation Panel

Panel Member and Speaker: American Association of Museums: Collections Stewardship Strategies for Appraisals

Panel Member and Speaker: The American Association of Museums National Conference

Lecturer: Chubb Group of Insurance Companies and the Agency Plant (Collecting, Valuation, Appraising, and Trends in the Art Market)

Lecturer: Marsh Private Client Services and the Agency Plant (Collecting, Valuation, Appraising and Current Trends in the Art Market)

Lecturer: The American Association of Attorney-Certified Public Accountants, 2007 Northeastern Regional Conference (Valuation of Collectibles, Part I and II )

Instructor:  The Current State of the Art Market

Marsh USA

One Beacon Insurance  

Art Advisory and Collection Panel  

Institute of Contemporary Art        

Hale and Dorr Wealth Management    

Marsh USA Art Market Update Nov. 2010

Museum of Fine Arts, Boston, Wealth Management Forum





New York, NY, 1995

Sturbridge, MA, 2002

Miami, FL, 2004

Palm Beach, FL, 2004


Essex County, MA, 2004

Palm Beach, FL, 2004


Essex County, MA, 2004

Boston, MA, 2004, 2005

Boston, MA, 2008


Waltham, MA, 2005


Waltham, MA, 2005

Orlando, FL, 2006

Boston, MA, April, 2006


Various Locations, 1990-current


New York, NY, 1987-current

Boston, MA and New York, NY, 1997-current


Galloway, NJ, 2007

Boston, MA, February 2008


Canton, MA January 2008

Boston, MA, March 2008

Boston, MA 

Boston, MA 

Boston, MA

April 2011

Lecturer: (Topics have included Fine and Decorative Art and Antiques Appraising; Collections Management; Conservation and Fine Arts Insurance; and Risk Management.

Boston Restoration

The International Museum Conference

The Museum of Fine Arts

J. Pierpont Morgan Library

The ASA International Conferences

The High Museum

Boston, MA

Various Locations

Boston, MA

New York, NY

Various Locations

Atlanta, GA

Ms. Clement has lectured extensively to various insurance companies, brokers and agents, museums and galleries, art collectors, associations and private collectors on fine and decorative art appraising, collections management, conservation and fine arts insurance in this country, Europe, and South America.



The Museum of Fine Arts: Member of the Museum Council                                                                                                                                                             Boston, MA

The Griffin Museum of Photography: Cooperator and Co-Curator of an Exhibit of Arthur Griffin’s Early Work                                                                                                                                                                                                                                    Winchester, MA, 2006

The Institute of Contemporary Art: Member of the  Gala Benefit Committee,                                                                                                              Boston, MA, 2004-2006

Member of the Director’s Circle, and Co-Chair of the Inaugural ICA Wine Event                                                                                                                        2004 - Present

American Society of Appraisers Speakers Bureau                                                                                                                                                                        Various Locations

Family Office Brain Trust                                                                                                                                                                                                                      New York, NY

Boston Estate Planning Council                                                                                                                                                                                                               Boston, MA

Boston Women’s Roundtable                                                                                                                                                                                                                  Boston, MA



The American Society of Appraisers Personal Property Journal and Handbook


The International Tribune

The Financial Times

Antiques Weekly

The Magazine for Historic Preservation (National Trust)

Art Business

Maine Antique Digest

The Insurance Advocate

Contributed to the book Life is Short, Art is Long – Maximizing Estate Planning Strategies for Collectors of Art, Antiques, and Collectibles, 2007

Professional Education

American Society of Appraisers:

Principles of Valuation Courses 201, 202, 203, and 205

Personal Property Valuation Appraisal Report Writing

Personal Property Theory, Methods and Standards of Practice

Personal Property Valuation Methodology – Research and Analysis

Personal Property Valuation – The Legal and Commercial Environment

Appraisers as Expert Witnesses, April 2003

IRS and Appraisal Errors: Treasury Regulations and the Most Common Appraisal Errors

USPAP Fifteen-Hour Course, 2002

National Uniform Standards of Professional Appraisal Practice (USPAP), 2003, 2004, 2005

USPAP Update Seven-Hour Course, 2004

Property Law and the Appraiser, May 2003

Residential Contents-General

IRS Tax Policy and Legal Changes, April 2007

USPAP Update Seven-Hour Course, 2012

Continuing Education

New York University:

18th Century European Porcelain: The Quest for Hard Paste

Printmaking: A Historical and Technical Overview

The Heart of the Matter: Legal and Ethical Aspects of Appraising

IRS Legal Guidelines in Valuation of Fine and Decorative Arts

Research Methods for Appraisers

Appraisal Writing Workshop

Identifying and Appraising Antique and Fine Silver

Chinese Art

Fine Oriental Rugs

Old Master Prints

Historic New England:

Looking at 18th and 19th Century Furniture with Brock Jobe

Winterthur Museum and Country Estate

18th Decorative Art and Furnishings

Museum of Fine Arts, Boston



Ansel Adams

Sotheby’s Institute

Attended Rembrandt lecture given by Ernst van de Wetering, world-renowned Rembrandt scholar, by invitation only

The Newport Symposium, 2007

Held by The Preservation Society of Newport County, attended Treasure Houses: Great Personalities, Exquisite Objects, and Magnificent Architecture, by invitation only


Symposiums and Seminars

American Society of Appraisers Annual Conferences and Personal Property Forums


American Association of Appraisers

Various Years, 1991-present

San Diego, CA, 2002


Tampa, FL, 2003

Austin, TX, 2005

Various Years, 1991-present


Historic Deerfield



Peabody Essex Museum

Yale Center for American Furniture; the Garvan Collection

American Furniture Program

18th Century American Furniture

Contemporary Art; Pop Art

Modern & Impressionist Art

Dutch Painting

In-Depth Study of the Garvan Collection of American Furniture


Topics include: Appraisers as Expert Witnesses, Connoisseurship and Provenance, Due Diligence, Deficiencies in Internal Revenue Service Policies, Appraisal Lawsuits, and Divorce Appraisals


Court Experience

Qualified as an expert witness in New York and Massachusetts

Worked with the Secret Service as an expert witness in cases of art fraud

Featured Fine Art Appraiser for the Antiques Discovery & Appraisal Show to benefit WSBE Rhode Island PBS February 18, 2012

Attendance of Art Basel Miami, Armory Show, ADAA, Frieze, FIAC,  shows and many other Art Trade Shows in the U.S and Europe. 

Client History Available Upon Request